Ask a Question - Joint Bank Accounts?! - FIRTHBRIDE's Purple Wedding by Color Blog

aughh i've been on both sides of the fence and it can cause problems both ways.

With my ex boyfriend we had joint accounts and he would spend money thinking we had money in the account not realizing DUH we have cheque outs waiting to go through...so he bounced cheques like there was no tomorrow and I had to always clean up the mess.

With my ex husband we had seperate accounts and it worked out fine at first until he started saying "my money". I ended up sick and out of work and had to pretty much beg for gas money while he blew money on anything and everything.

My first experience with a joint bank account was when I was 20 years old with my ex. Not too good an experience but ok for us for being so young.

I have a joint one with FH and we both have separate ones as well. Works great! He's really responsible.

We joined our accounts awhile ago but that was primarily because he was unable to work and I was supporting him for a few months. Plus it's easier for immigration issues. We would have done it right after the wedding otherwise.

My FH and I have had a joint for the past 3 years, and it works great for both of us. We are both firm believers in "my money is your money".

Much like amcs76...we only have our money. We also share a mortgage so, it was a no-brainer...

We have a joint account already. We had it a few months before we got engaged so it has been over a year and it has worked fine. We talk to each other before we make "big" purchases, we balance it together, etc. We also have our own checking accounts as well as our own savings accounts. So it really works great for us.

We're actually sharing 3 accounts..
Here's how they'll work:
Both of our pay cheques go into account number 1 and all of our bills and basic shared things like groceries come out of this account. What ever is left over every month after bills are paid gets split down the middle...half goes into account number 2 and half goes into account number 3.
Even though account number 2 and 3 are joint ,one will be for me and one will be for my FH this way we can buy each other gifts, and I can go out with the girls and whatnot without worrying about using "our money" or worrying that the other person will know how much you spent on a present.

we will have a joint account just for bills and will keep separate accounts as well.

I'm a firm believer that you should still keep your separate accounts even if you have a joint.

This is what is working for us....we may keep it just like this after the wedding but if at any point I stay at home, it will need to change.

We each have our own separate checking and savings accounts that we previously owned. When we moved in together we started a joint checking account--and put money in there the beginning of each month to cover rent, groceries, bills, etc. Then FH started a savings account for us that we will initially invest a certain amount of money into and that will be "our" savings account. This is working really well for us right now. Even if we decide I'll be a stay at home mom--we'll still keep the same thing, except obviously we'll be living off of his pay check and with that we can still keep our own money--just divide out how much goes where.

Im a firm believer of joint accounts. My parents have had a joint account since before they were married & it has never been a problem, that was how I was raised! However FHs parents are strickly His money & Her Money! He isnt 100% stuck on that idea though. We have talked about it and once we are married we will officially go into a joint account although for the last 3 years he has a card to my account and I have a card to his as well. We just work good together no matter what way! Its always really fair!

<3 Him!!

we are going to have our own personal bank account and than we are going to have one together

Both.

We're going to keep each of our separate accounts for little things.

But we will get a joint account AFTER we're married.

We have 2 mortgages, but we just split the bills and both pay them on our own.

We've never really had problems over money. We're both really good with it and don't count what each other spends.

It's really weird having to think about joining accounts! I laughed and said that I didn't want to join accounts, because then he'd see how often I REALLY go to Starbucks. =P

We have a joint checking and savings account. Opened it as soon as he moved in. He hates going to the bank. He just signes the bank of his checks and hands them over. It's easier.

Although we don't live together, we've had a joint chequing account for a few years now. It was useful for us.

After we marry, that account will become our primary account. We will probably each keep our separate accounts as well.

we have had a joint for a few months now. it works best because we share rent, internet, and phone bills, and when we move, also utility bills if they aren't included.. we also only have "our" money. so far so good. on the other hand we are only 19 and 20...will be 20 & 21 at the end of 09. so in that way we don't have much money to fight over anyhow!!!